TOPIC: Psychologists estimate 3 million Americans live with clutter, according to an article by The Associated Press. Experts say people who hoard may have a form of obsessive-compulsive disorder. Experts also believe easy access to money via credit cards contributes to excessive clutter. On average, Americans carry $8,562 in consumer debt. There are currently 50 cities in 17 states that have 12-step recovery programs called Clutterers Anonymous.

EXPERTS: ExpertSource can offer highly qualified experts to comment on this story:

Bryan Golden is the author of the acclaimed "Dare to Live Without Limits," a potent new book that has been enriching lives across the country. A recognized self-development and motivational expert, management consultant, much admired professor, and syndicated columnist, Golden, listed in "Who's Who in America," reveals secrets that aid in our search for fulfillment and happiness. Golden is a popular and entertaining guest on stations nationwide. Audiences love to hear his straightforward advice on how they can fix common, yet elusive, problems. Golden's easy-going communication style hits home and makes sense. Using pithy examples and crystal clear language, Golden presents a unique approach to making life far more rewarding than you ever thought it could be. For years, readers have been devouring his weekly syndicated column to gain the same insights Bryan provided to Fortune 500 companies in his consulting business. Through his book and column, Bryan Golden empowers his readers with the essential elements they need to break the chains limiting their potential. Bryan has spent more than 22 years researching and distilling the potent principles his readers and audiences have been utilizing to dramatically improve the quality of their lives. Bryan's readers send in a steady stream of letters relating how "Dare to Live Without Limits" has made a difference to them. Golden is much sought after as an expert who can comment on vital topics including: the big lie of a problem-free life, the fallacy of failure, devastating statements to avoid telling your children, debunking the myth of making more time, immunizing yourself against the Rocking Chair Syndrome: Why worry is destructive, preventing your past from polluting your future, protecting yourself from the venom of negative criticism, avoiding anger by controlling your own emotions, continuing your education without school, managing difficult people, maintaining your sanity in an insane world, making your own luck, purging self-destructive attitudes, conquering fear, breaking free from the bad habit trap and currently teaches courses in small business management, human resources. 914-474-9824, bgolden@columnist.com